Hi everyone -- I've been reading this site for about a year now, and I've posted some replies to some of your blog entries -- thought I'd take a shot at it.

As you see under author info, I live in LA, which has a pretty expensive cost of living, so even though we have a decent household income, getting rid of debt is slow going, though I keep at it!

I currently use NO credit cards at all - instead, I have a debit card, and I track each and every cent I spend.

I have about $9500 on two credit cards that I am trying to kill off, along with about $7500 on a personal line of credit. Then I have the ridiculous home equity line of credit (ouch) and a silly interest-only adjustable rate mortgage (the rate doesn't adjust upward for 2 more years, so I have time to re-fi). I discovered Dave Ramsey by accident about a year and a half ago, and he's changed my life...

Question for all of you: I have a pretty busy full-time job, so I can't really take another job. My SO is building a business right now, so there's not income from there yet (but there will be in the future)

Here's the question: Can any of you recommend some of those survey companies that pay you to take surveys? Seems like an easy way that I could pick up some extra cash....but I do NOT want to be scammed. I've heard a lot of these things are scammed. Who's had good experiences with particular survey programs?

thanks - I love reading all your blogs, so I appreciate your help!