So I'm looking at my totals left to pay, and I have to say: It's the first time I've actually tallied it in several months. And it's both motivational and embarassing to see it: $16,139.

For you Dave Ramsey listeners, I'd be one of those people who Dave beats up, by saying, "You've got a big shovel to clean up this mess (meaning the income) -- you can clean this up in three months." Now, if I lived somewhere else, yeah, he'd be right. But that shovel I've got doesn't go as far where I happen to hang my hat...

But realizing that my debt amounts to just $16K is really kind of uplifting, and has given me a second wind. We've had some "expense creep" in recent months -- we re-upped the Netflix subscription (though at the $4.99 plan, the lowest possible), and I had to increase my cell phone minutes because I'm using the phone more...But I can probably cut in other areas - and yes, I'm still working on ways of increasing the income. Those will come in the next few months, so I should stop stressing.

Just ruminating -- thanks for listening, and thanks for all being in there, fighting the good fight!